Auto Credit Solutions

Your credit score (FICO) determines what type of auto loan rates you will qualify from any bank, credit union or financial institution. We offer tips, tools, strategies and resource solutions for improving your credit score (FICO) before your next auto purchase. We provide easy to use credit improvement tools for both the do-it-yourselfer and those looking for a hassle-free credit rebuilding experience.

It doesn’t matter whether you are a Prime, Sub Prime, or High-Risk borrower, knowing your (FICO) helps you negotiate for the best loan interest rates. Each level of borrower (prime, sub-prime and high-risk) has a range of interest rates that he or she qualifies for based upon their credit. Knowing what interest rates you qualify for helps you walk into any dealership with confidence because you have realistic expectations based upon your current financial situation.

FICO or the Fair, Isaac Co. is a San Rafael, California Company that was founded in 1956 by Bill Fair and Earl Isaac. These two pioneered the field of credit scoring for financial companies. Their company has developed software and systems that every credit agency, and most lenders use to calculate your credit score, also known as your credit Beacon. FICO uses a three digit rating system that is meant to help lenders determine what risk they’d take by lending you money.

The FICO scoring system looks at 5 pieces of information: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%) and types of credit used (10%). It uses this data to produce a three-digit score between 300 and 950. Scores of 750 or above are considered excellent and would qualify you for the lowest (best) interest rates. Sscores below 619 are considered poor and would qualify you for the highest (worst) interest rates or could possibly keep you from qualifying for any type of loan.

Best Auto Solutions offers legal credit solution for customers that are looking to establish, rebuild or improve their scores.

The FREE Auto Loan Quote link below allows you to enter your information ONCE and get 5 quotes from competing dealerships! Talk about convenience. And the nice thing is that you can do this while sitting in your pajamas. Good luck and may this prove to be your best auto buying experience!

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